Braces payment plans in metro Detroit.

Treatment starts at $188 a month with $800 down and 0% interest, financed in house. Your exact figure comes from the free exam. It depends on what your teeth actually need.

$188

per month

Where our plans start. About $43 a week, or $6.18 a day.

$800

down

Paid at the start of treatment. Ask us about splitting it. We work with people.

0%

interest

Financed in house. No third-party lender, no credit-card rate, no surprises.

How orthodontic insurance actually works

An orthodontic benefit is not a payment plan. Most plans carry a lifetime orthodontic maximum. That is one fixed pot of money per person, for life, not per year. When it's gone, it's gone, and it rarely covers a whole case.

It reduces the total, not the monthly. Your benefit comes off the overall fee. What's left is what we spread across your plan, which is why two people with the same insurance can walk out with different monthly figures.

Bring your card to the free exam. Our benefits coordinator will read your plan with you and tell you what it does and doesn't cover before you agree to anything, not after the first bill.

No insurance is normal here. Plenty of our patients have none. The in-house plan was built for exactly that: $800 down, from $188 a month, 0% interest, no credit application to a third party. We do not accept Medicaid.

What decides the cost of braces

There is no single price for braces, and anyone who quotes you a total over the phone is guessing. A few things move the number, and the free exam settles all of them.

How far your teeth have to move. Mild crowding is a simpler case than a bite that needs correcting. More movement means more chair time, and chair time is most of what you are paying for.

How long your case runs. Your plan is spread across the length of treatment, so a longer case does not automatically mean a bigger monthly payment. Dr. Kole-James sets your timeline at the exam, not before it.

Which appliance you pick. Metal and ceramic braces and our in-house clear aligners are all options here, and the appliance affects the total. Every one of them runs on the same in-house plan: $800 down, from $188 a month, 0% interest.

Whether you have an orthodontic benefit. If you do, it comes off the total before we work out your monthly figure. If you don't, the in-house plan stands on its own.

Every route starts the same way. The exam is free, a $99 value with 3D imaging, and it ends with a written figure for your teeth. Nothing to pay to find out, and no obligation to start.

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“I absolutely look forward to going to my ortho appts. Dr. Kishawn Kole-James is the best Dentist I've ever had. I am very pleased with my teeth so far. The financial part is affordable and they make it possible for anyone to afford.”
Shaquenia WitherspoonGoogle Review

What changes your total

Two people can start the same week and leave with different numbers. Here is what actually moves the figure.

How far your teeth have to move. A little crowding and a bite that needs real correction are not the same job. More movement means more visits and more time in treatment.

How long you are in treatment. Your plan is spread across the months you are actually wearing appliances, so a shorter case and a longer case land on different monthly figures.

Which appliance you pick. Metal braces are the most affordable option we offer. Ceramic brackets and clear aligners sit above them. We will show you the difference at the exam instead of steering you.

Whether you have an orthodontic benefit. If your plan carries one, it comes off the total before we spread the rest. If it does not, the in-house plan stands on its own.

Questions about paying for braces

How much do braces cost in Eastpointe or Southfield? expand_more
Plans start at $188 a month with $800 down and 0% in-house financing. The total depends on how much movement your teeth need and how long treatment runs, which is exactly what the free exam is for. You'll get the full number in writing before you decide anything.
What if I can't manage the $800 down? expand_more
Talk to us. Our benefits coordinator has worked with a lot of budgets and there is usually room to move on how the down payment is structured. It's a conversation, not a form.
Is there really no interest? expand_more
None. The plan is financed in house rather than through a lender, so there's no interest and no third-party credit agreement to sign. What we quote you is what you pay.
Does the free exam cost anything if I don't start treatment? expand_more
No. The exam is free either way, a $99 value including 3D imaging. Some people leave with braces the same day and some leave with a plan to think about. Both are fine.
Do clear aligners cost more than braces? expand_more
Both run on the same in-house plan: $800 down, from $188 a month, 0% interest. Our aligners are made in house rather than bought in from a brand, which is a big part of how we keep them on the same plan as braces. The total still depends on your case, and you get that figure at the free exam.
Does insurance cover braces for adults? expand_more
It depends on the plan. Some include an adult orthodontic benefit and some stop at a dependent age limit. Bring your card to the free exam and our benefits coordinator will read your plan with you and tell you what it actually covers before you commit to anything.
Do you accept Medicaid? expand_more
No, we do not accept Medicaid. We do take most insurance plans, and the in-house payment plan was built for patients paying out of pocket: $800 down, from $188 a month, 0% interest, no third-party lender.
What payment methods do you take? expand_more
Most major credit cards and most insurance plans, alongside the in-house plan. If you are not sure how you want to handle it, bring it up at the free exam and we will work it out with you then.

Find out your number.

The free exam ends with a real figure for your teeth, not a range, not an estimate over the phone.

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